Michael Fitzgerald CPA/PFS, CFP, MsTax

Wealth Management Texas - Financial Planning Houston TX - Retirement Planning Houston Texas Expert

Retirement Planning Texas - Retirement Planning Houston TX - Retirement Planning Houston Texas   Texas Registered Investment Advisors         www.FitzFP-LLC.com       (P) (713) 623-1353 (Toll Free) (866) 437-7769(F) (866) 381-2198          2500 City West Blvd., Suite 300 Houston, Texas 77042-3033        Fitzgerald Financial Partners, LLC     Retirement Planning Texas – Retirement Planning Houston TX – Retirement Planning Houston Texas      Michael J. Fitzgerald, CPA/PFS, CFP®, MST(Retirement Planning Houston Texas)      Retirement & Financial Planning, Houston, TexasWealth Management & Investment Advisory Services, Houston, Texas      Retirement Planning Texas – Retirement Planning Houston TX – Retirement Planning Houston Texas (Retirement Planning Houston Texas)Michael J. Fitzgerald, CPA/PFS, CFP, MST, (Houston Texas) is, a CERTIFIED PUBLIC ACCOUNTANT, (CPA), a PERSONAL FINANCIAL SPECIALIST, (PFS) and a CERTIFIED FINANCIAL PLANNER, (CFP®).             He also holds a Masters in Tax Consulting from Texas A&M University.  Through all of his professional education and testing as well as hundreds of professional education hours he retains his professional standing through the Certified Financial Planner Board of Standards, Inc., year after year, by adhering to their stringent ethics and continuing education requirements.            Retirement Planning Texas – Retirement Planning Houston TX – Retirement Planning Houston Texas       As President and founder of Fitzgerald Financial Partners, LLC, a Registered Investment Advisory Firm in Houston, Texas, (Retirement Planning Houston Texas)Michael J. Fitzgerald, CPA/PFS, CFP, MST, (Houston Texas) provides independent retirement and financial planning services and investment advice to individuals and families who seek peace of mind in today’s volatile markets.  His primary focus on helping pre-retirees replace 100% of their income and transition into retirement on their terms through his retirement income replacement platform.              Retirement Planning Texas – Retirement Planning Houston TX – Retirement Planning Houston Texas(Retirement Planning Houston Texas)Michael J. Fitzgerald, CPA/PFS, CFP, MST, (Houston Texas) is a proud member of the Financial Planning Association, (FPA), an international organization of Certified Financial Planners, (CFP®).  He is also a member of the American Institute of Certified Public Accountants, the Personal Financial Planning Section of the American Institute of Certified Public Accountants.  He has been awarded the 5 Start rating from the Paladin Registry and was just recently selected to the 2008 Guide to America’s Top Financial Planners.                   Because Fitzgerald Financial Partners, LLC does not accept commissions from any source, (Retirement Planning Houston Texas)Michael J. Fitzgerald, CPA/PFS, CFP, MST, (Houston Texas) can be completely objective and provide the highest level of independent professional retirement and financial planning advice, under a fiduciary standard, free of conflicts of interest.  Because the firm does not accept commissions from clients, there are no inherent undisclosed conflicts of interest, which might prevent               (Retirement Planning Houston Texas)Michael J. Fitzgerald, CPA/PFS, CFP, MST, (Houston Texas)  from offering unbiased retirement and financial solutions.  Now, anyone who would like to receive professional independent advice can get the help they need, at the intervals they desire.              Retirement Planning Texas – Retirement Planning Houston TX – Retirement Planning Houston Texas       With experience spanning ten years, (Retirement Planning Houston Texas)Michael J. Fitzgerald, CPA/PFS, CFP, MST, (Houston Texas) is considered a veteran within the retirement and financial planning services industry.           He brings to his clients the invaluable insights gleaned from working with multiple “Big 4” Accounting Firms, Ultra-Wealthy Boutique Investment Management Firms, Hourly Financial Planning Firms, National CPA Wealth Management Groups and comprehensive wealth management firms, as well as the experiences he had as a military soldier and from running his own consulting business.              Retirement Planning Texas – Retirement Planning Houston TX – Retirement Planning Houston Texas(Retirement Planning Houston Texas)Michael J. Fitzgerald, CPA/PFS, CFP, MST, (Houston Texas), along with his wife Margaret and their five month old son reside in Houston, Texas.  In his free time, Michael enjoys hunting and college football.              He offers a complimentary, no-obligation Get Acquainted appointment – which can be conducted over the telephone or in person for coffee – so that you can mutually determine the scope of the potential work and quality of his services. Please contact (Retirement Planning Houston Texas)Michael J. Fitzgerald, CPA/PFS, CFP, MST, (Houston Texas) at Fitzgerald Financial Partners, LLC and get started today.              CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.             Retirement Planning Texas – Retirement Planning Houston TX – Retirement Planning Houston Texas (Retirement Planning Houston Texas)Michael J. Fitzgerald, CPA/PFS, CFP, MST, (Houston Texas)       Retirement & Financial Planning, Houston, TexasWealth Management & Investment Advisory Services, Houston, Texas       http://www.fitzfp-llc.com         
         
         http://www.texasretirementplanning.com          http://www.houstonretirementplanning.com          http://www.retirehouston.com          http://www.aggieadvisor.com              (Retirement Planning Houston Texas)Michael J. Fitzgerald, CPA/PFS, CFP, MST, (Houston Texas)

 Wealth Management & Investment Advisory Services for Real Estate Investors        

 

   Registered Investment Advisory Firm Specializing in Helping Clients Reach their Retirement Goals through a 5 Year Retirement Plan   

 

 

 My Mission Statement 
 Fitzgerald Financial Partners is committed to helping Real Estate Investors manage their wealth like they would manage their business and retire within 5 years at 100% income replacement.  

Fitzgerald Financial Partners will help our clients develop a plan to guide them in achieving their retirement goals within a 5 year period.  As a Registered Investment Advisor, I am my clients’ first line of defense as well as their "trusted guide on the path to retirement."  I help my clients decide on how much income they would like to have to live a happy and secure retirement, I execute the plan for them, and then I monitor the results to determine if any changes need to be made to make your money last longer than you do.

 

 

 

 

Wealth Management & Investment Advisory Services for Real Estate Investors        

 

     Registered Investment Advisory Firm Specializing in Helping Clients Reach their Retirement Goals through a 5 Year Retirement Plan   

 

 

 My Philosophy 

 

 

 Fitzgerald Financial Partners, LLC looks beyond the traditional financial advisory services and believes in being innovative by using cutting edge technology and strategic investment ideas to help meet my clients' long-term goals, and needs.  I seek to establish long-term, multigenerational relationships with my clients to help them achieve their life long goals.  My wealth accumulation process stems from three core areas:  

 

 

 1.      Solid Financial Foundations   2.      Real Estate Retirement Services 3.      Investment Risk Mitigation

 

My innovative and technologically advanced system offers in-depth solutions to my clients' personal needs and goals through the use of institutional investment management practices, while maintaining an emphasis on real face-to-face advisor/client interactions.  I also believe in using technology to make everyone’s job easier, so for clients who would only like to work by e-mail and video-webinar conferencing, I have a program that would work for you as well,   I want to be there when you need me the most.     

 

 

I am a Fee-Only Financial Advisory Firm, which has created a net work of valuable partners.  I do not receive any commissions on any of the recommendations or services that my firm offers.  From my personal experience, sales commissions too often drive financial advice.  It is very rare to find a source of financial advice that is truly impartial, truly objective, and puts the clients’ interests ahead of their own, and works to build a long-term relationship based on high quality services and integrity.  As a Fee-Only Advisory Firm, I provide impartial recommendations appropriate for your specific circumstances.   

 

 

Fitzgerald Financial Partners, LLC's full range of advisory, real estate analysis, portfolio management, and financial planning services has assisted many active professionals, entrepreneurs, executives, and professional real estate investors too busy with demands of their careers and lifestyles to reach many of their sought after financial goals.  We know that more than ever families do not have the excess time to spend together; I want to help you with the burden of managing your financial future.    

 

 

The vision of Fitzgerald Financial Partners, LLC is to help my clients achieve whatever they would want...if they knew they could not fail.  

 

 

We believe that the following are the key components to successfully achieving your lifelong dreams

·         Understand your life goals and aspirations and then develop a plan to achieve them

·         Trust in and follow the advice I give to my clients

·         Integrate and align all your actions with your goals and aspirations

·         Integrity in our dealing with our clients on a daily basis

·         Measuring your success in terms of achieving your goals and not on how much money you have in your bank account

·         Help develop long-term and mutually beneficial relationships in the community

·         Achieve your financial goals by investing in a diversified portfolio that has an appropriate amount of risk and very low expenses and minimizing taxes

·         Help you to obtain at least a basic understanding of your individual personal finances

·         Use the services of competent professionals when you need them and demand that they are focused on your personal success

 

Wealth Management & Investment Advisory Services for Real Estate Investors     

 

    

 

   Registered Investment Advisory Firm Specializing in Helping Clients Reach their Retirement Goals through a 5 Year Retirement Plan   

 

 

 My Principles  

 

 

  Fitzgerald Financial Partners, LLC is based on the principle that education and understanding of our clients' current financial situation is vital to successfully making prudent decisions concerning future financial decisions. 

 

 My mission is to partner with my clients to help enable them to achieve their financial goals, by using holistic planning and strategic investing to help build, manage and preserve wealth.  I want to be your trusted advisor and friend.  I put my client's interests ahead of my own, and act with integrity and honesty, and strive for excellence in every area of my practice. 

 

 

 

I do not measure my success in betting the market, I measure our success in seeing my clients achieve their dreams. The foundation of my success has been my ability to foster strong loyalty and friendship from my valued clients and their advisors.  It is only by looking after you, through offering my personal services that you will feel valued and wish to remain with Fitzgerald Financial Partners, LLC.  I would only like to work with people, who want to help themselves.  People who want to live a truly great life.     

 

 

Whether your focus is on minimizing taxes, protecting wealth for the future generation, ensuring minor children will be cared for in all events, or planning and implementing a business succession plan, Fitzgerald Financial Partners, LLC has the knowledge and experience necessary to make the difference between a good idea and the best solution. 

 

 

 

If you have any questions about your current financial situation or wish to schedule an appointment, send us an email or give us a call at (713) 623-1353.

 

 Wealth Management & Investment Advisory Services for Real Estate Investors         

 

 

  Registered Investment Advisory Firm Specializing in Helping Clients Reach their Retirement Goals through a 5 Year Retirement Plan   

 

 

 Points of Differentiation  

 

 

 1.      Independent:  Fitzgerald Financial Advisors, LLC is 100% member-owned and operated.  Since we're not affiliated with any brokerages, banks or insurance companies, we are able to recommend whatever strategy we believe is right for your particular situation.  This means we can offer advice about almost all investments and strategies available in the financial marketplace today, no matter who offers them.  We are here to be your trusted financial advisor and we are here to earn your trust and friendship.    

 

 

 2.      Fee-Only:  Fitzgerald Financial Partners, LLC maintains its ability to render a fair and unbiased opinion by accepting only hourly, project based, retainer fees, or asset management fees for my client's work.  We refuse to accept any form of commissions, referral fees. You will know exactly what services you are paying for.  All projects will be quoted before any work is started.  I will not sell you any products.  Our recommendations are objective and reflect the trust implicit in a conflict free long-term relationship, which we would like to develop with you.    

 

 

 3.      Strategic Retirement Planning:  Fitzgerald Financial Partners, LLC is a "strategic planning real estate investment" firm which means I help you set meaningful and realistic goals.  I design a workable plan, I recommend actionable steps, I manage the implementation, and I encourage you to achieve all of your dreams.  Like all well laid out plans, there will be times that adjustments will be needed, I will be there to make the recommendations and to also implement these changes that need to be made to keep you on track to reach your long-term goals.  My mission is clear,  I am here to help you reach your specific goals.  

 

 

 4.      Technology-Focused:  Fitzgerald Financial Partners, LLC is based out of Houston, Texas, but we are strategically designed to help clients where ever they decide to call home.  By using state-of-the-art technology, we are able to advise clients located anywhere there is access to a telephone or internet connection.  

 

 

 5.      Family Friendly:  Fitzgerald Financial Partners, LLC knows that you worry about money (Am I going to have enough to retire on? Send my kids to college?).  I am here to help you design a multigenerational family plan, to help everyone in your family achieve more than they ever thought possible.  I want to help you raise financially literate children and grandchildren.  I will consider how my advice will affect your family's finances as well as your family’s unique personalities.  

 

 

 6.      College Planning Specialist:  Education can be one of your greatest assets, so I believe that sending the next generation to school is the foundation for creating the next generation or wealth and future leaders.  Fitzgerald Financial Partners, LLC understands the unique financial and emotional challenges faced by families today.  I am here to help design, unique college funding strategies, which go beyond anything that you have ever seen.    

 

 

 7.      Fiduciary Duty:  When you engage Fitzgerald Financial Partners, LLC, I voluntarily accept a higher standard of care known as "the fiduciary duty." It means I am required to advise you in your best interest and disclose all material conflicts of interest that I might have.  This way, you will always know where you stand when you deal with me.  Your interests come first, before my interests.  Ask you financial advisor if he is a fiduciary and is looking out for your best interest, you might be surprised.         

 

 

Info@FitzFP-LLC.com

 www.FitzFP-LLC.com

 

   (P) (713) 623-1353

 

   (O) (713) 267-2250

 

   (Toll Free) (866) 437-7769

 

  (F) (877) FITZ-TAX      2500 City West Boulevard

  

   Suite 300

  

  Houston, Texas 77042-3033  

 

 Code of Ethics & Professional Responsibilities    At Fitzgerald Financial Partners, LLC our professionals abide by the Codes of Ethics and Professional Responsibilities of the top U.S. financial fiduciary organizations, such as the Certified Financial Planner Board of Standards (CFP Board), American Institute of Certified Public Accountants (AICPA). 

 

 

We are your true Fee-Only Fiduciary Financial Advisors specializing in helping you reach your retirement goals within a 5 year time frame.   Always ask if your advisor is a fiduciary and has registered as an Registered Investment Advisor.   We are committed to your success through providing education and advanced training to help you reach your retirment goals.    Has your trusted financial advisor obtained all of these designations, or that fact, have they obtained any of these designations? NO, Why not, don’t you only want to work with the best and most advanced retirement planning advisors, specializing in helping you reach your retirement planning dreams and goals not generating them commissions?    Always make sure that you have an Engagement Letter and an Investment Policy Statement.  

 

 

This email and any files transmitted with it are confidential and privileged and intended solely for the use of the individual or entity to which they are addressed.  Any other use or dissemination of this information is strictly prohibited.  If you are not the intended recipient, please contact the sender by reply email and delete all copies of this message.  Thank you for your cooperation in this matter.    Fitzgerald Financial Partners, LLC, nor its employees, are not engaged in the practice of law, nor are they licensed to do so.  This communication is not intended as any form of legal, tax or accounting advice, nor may it be construed or relied upon as such, by any taxpayer for the purpose of avoiding any tax penalties.  Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor or Registered Investment Advisor, under an engagement letter.  

 

 

IRS CIRCULAR 230 DISCLOSURE:

Effective June 21, 2005, IRS guidance requires written tax advice intended for reliance to avoid IRS penalties include detailed recitals and exhaustive analysis of relevant facts, assumptions and Federal Tax Issues.  To ensure compliance with the IRS requirements, we must inform you that any U.S. Federal Income Tax Advice in this document is not intended or written to be used, and cannot be used, for the purposes of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any transaction or matter that is contained in this document.  In accordance with IRS CIRCULAR 230, we must inform you that any U.S. Federal Tax Advice contained in this communication (including any attachments) is not intended or written to be used, and cannot be used by a taxpayer, for the purpose of (a) avoiding penalties under the Internal Revenue Code or that may otherwise be imposed on the taxpayer by any government taxing authority or agency, or (b) promoting, marketing or recommending to another party any transaction or matter addressed herein.  Fitzgerald Financial Partners, LLC is not a registered as aTexas CPA Firm, nor does it hold itself out to be a registered CPA Firm to any parties. 

This disclosure is provided to insure compliance with new standards of professional practice, pursuant to which certain tax advice must satisfy requirements as to form and substance. Fitzgerald Financial Partners, LLC is not a Texas State CPA Firm or affiliated with a Broker/Dealer, but is registered with the Securities & Exchange Commission (SEC) and the Texas State Securities Board to provide investment advice for a fee.   Fitzgerald Financial Partners, LLC or the Investment Advisor Representative, or any of its representatives may only transact business in states or other registration jurisdictions if first registered, excluded or exempted from state investment advisor or investment advisor representative registration requirements; and follow up, individualized responses to persons in such states or other registration jurisdictions by the investment advisor or investment advisor representative that involve either effecting or attempting to effect transactions in securities, or rendering of personalized investment advice for compensation, will not be made without compliance with state investment advisor or investment advisor representative registration requirements, or an applicable exemption or exclusion.   

 

 

DISCLAIMER:Fitzgerald Financial Partners is designed to provide investors with ideas.  Neither this email, nor it website, webinars, podcasts, blogs, or voicemails, is not to be construed as being specific financial or investment advice. The information in our reports, articles, emails, and message board posts cannot be guaranteed to be factual, complete and/or accurate and have not be designed to your specific circumstances. Please do your own due diligence and form your own investment policy statements, before you invest.  Your best course of action must be decided by you, based on your own individual circumstances, risk tolerances and personal goals and time frame. The material included in this email or on www.fitzfp-llc.com, is provided for personal, non-commercial educational and informational purposes only and does not constitute a recommendation or endorsement with respect to any company, security or investment.  Only recommendations can be made under an agreed upon engagement letter.Fitzgerald Financial Partners, LLC or any of its affiliates, owners, employees makes no representations, and specifically disclaims all warranties, express, implied or statutory, regarding the accuracy, timeliness, completeness, merchantability or fitness for any particular purpose of any material contained in the site or email. You should seek the advice of registered securities professionals or other appropriate investment advisor regarding your own particular situation. You agree to use this Web site and accept opted-in emails at your own risk.  Fitzgerald Financial Partners, LLC cannot and does not warrant the accuracy, completeness, timeliness, non infringement, merchantability or fitness for a particular purpose of any information available through this service. Fitzgerald Financial Partners, LLC does not guarantee in any way that it is providing all the information that may be available.  In no event will Fitzgerald Financial Partners, LLC be liable to you or anyone else for any decision made or action taken by you in reliance on such information or for any consequential, special or similar damages, even if advised of the possibility of such damages.Before investing in any asset class, consider the overall portfolio’s investment objectives, risks, charges and expenses.  Always use an investment policy statement, containing this and other information related to your own individual goals and objectives.  Read everything carefully; always remember to invest at your own risk and to do you own due diligence.  There is no guarantee that past performance, is an indication of future performance.  Invest at your own risk.