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Debt and Debt Consolidation Articles
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- Debt management plan: are they right for you? - by Submitted on Oct 17, 2013 from William BookerIn these moments of financial issues, experiencing monetary issue is nothing new. But on the progressive side, this monetary issue has also drive lots of people to discover new directions to economize money and settle down their debt. For some hard, unconcerned of the budget put into place, life ...
Views: 788 - Is your Credit Card the right fit for you? - by Submitted on May 14, 2012 from Kristina PlimerIf you've been reading my articles, you would know that recently I have been writing about some more general life skills topics such as how to overcome procrastination and instant gratification. As I am both a Life and Financial Coach, I also like to throw in a few tidbits about finance and ...
Views: 1005 - Tips About American Credit Counseling - by Submitted on May 14, 2012 from Leon VisagieYou have read all the hype and listened to all the commercials about American credit counseling, haven't you? Almost every one of them has promised to get you out of debt, eliminate your bad credit report and do it all legally. Right? In addition you have heard many of them proclaim to be non ...
Views: 712 - Debt relief Best method to deal with financial crisis - by Submitted on May 09, 2012 from craigz zimmermanIn order to get an IRS tax relief in United States debtors usually wants to go for Offer in Compromise (OIC). This process allows the taxpayer to escape the financial debt crisis and get maxim relief from their debt. In order to pay less than what they owe, people prefer to avail debt relief ...
Views: 911 - Settling Personal debt and the Engagement of Effective Communication - by Submitted on May 09, 2012 from Debbie SupportaCommunication is a crucial part of our lives. It is completed through numerous ways including conversing, writing, email, texting or some other medium. And even the animal kingdom possesses its own special manner of communication. All of us communicate to pass on information from one individual ...
Views: 859 - The Numerous Types of Managing Debt Programs - by Submitted on May 09, 2012 from Debbie SupportaChallenges may arise in our lives but there is at minimum one remedy to them. Especially with debt problems, offered would be the different solutions customized in accordance with how much you awe and according to the capability to pay. To totally understand the different forms of managing debt ...
Views: 799 - IRS Tax Settlements - by Submitted on May 08, 2012 from Kes CraigA tax settlement is a very broad phrase that refers to a tax payer and the IRS coming into arrangement where their tax liabilities are satisfied through one of the IRS programs. Several options are available for resolving IRS tax debts. The main consideration the IRS takes into account is the ...
Views: 981 - Reduce Credit Card Debt The DIY Way - by Submitted on May 08, 2012 from Brian FarrellIf your credit card debts are getting out of control then maybe you have considered ways to reduce credit card debt. There are a variety of debt relief options which include credit card debt settlement, credit card debt consolidation, and for the really hard up, there is of course bankruptcy. ...
Views: 1217 - In Your Situation Is A Credit Card Debt Reduction Option Right For You? - by Submitted on May 08, 2012 from Brian FarrellCredit card debt reduction is a highly popular debt reduction program which requires that the credit card debtor settle their debts in a one-off payment. Many credit card debtors find that the debt reduction process works really well, in particular it produces a substantial level of debt ...
Views: 1058 - If You Value Your Health, Get Out Of Credit Card Debt - by Submitted on May 08, 2012 from Brian FarrellThere simply is no acceptable level of credit card debt. As long as you are running a debt balance on your credit cards, from one month to the next, the interest is accruing and you are paying far too much for your purchases. So, if you know what’s good for you, get out of credit card debt, ...
Views: 1001 - Self-debt Arbitration versus Debt Consolidation Loan - by Submitted on May 08, 2012 from Debbie SupportaHave you ever looked into resolving debt concerns yourself? First of all, it is always good to find out that there are several positive aspects in performing a self-debt settlements. Creditors are most open to the idea of settling your debts with them. These are typically very much ready to get ...
Views: 1295 - Debt collector dos and don’ts for collection calls - by Submitted on May 04, 2012 from Sara PetersonIf you have intentionally or accidently fallen behind on your bills you may have been placed into collections. Once an account is turned over to a collection agency, the representative trying to recover the account will begin telephone calls and sending written notices regarding the account. ...
Views: 1682 - Get Unclaimed Safety Deposit Box Contents Back - by Submitted on May 04, 2012 from Nicole AndersonMillions of dollars is left behind every year in unclaimed safety deposit boxes; that money remains with the government. In every annual audit, banks give the content of safe deposit to the government after a specific period of time. The reason the content of safety deposit escheated to the ...
Views: 1330 - 2012's Top Ways to Search for Unclaimed Funds - by Submitted on May 04, 2012 from Nicole AndersonUnclaimed money has increased at an alarming pace in the federal and state government accounts. This unclaimed money comes from people’s dormant saving account, insurance policies, unclaimed ITR, unclaimed safety deposit accounts, certificate of deposit, unclaimed mutual funds, bonds and shares, ...
Views: 1067 - Economic Renewal Provides Buying Opportunity for Aerospace Stocks - by Submitted on Jun 19, 2012 from Michael LDefense experts were not surprised when French company Dassault Rafale bagged the deal to supply fighter planes to India. This 126 fighter combat fighter plan deal is worth 42000 crores rs. (About $ 10.24 billion dollars). This deal has been called mother of all defense deals. Other competitors ...
Views: 864 - Thoughts on Income Managing - by Submitted on May 02, 2012 from Debbie SupportaMoney management is way to financial freedom. The next lines speak about quick tips on how to apply it. It is important to manage your funds to have financial freedom, otherwise money will begin running you. In case you are in a debt plan or any debt solution you are now in, there is really ...
Views: 773 - Will a Consolidation Loan From a Bank Hurt My Credit? - by Submitted on Apr 30, 2012 from mikesmith JohnIt is a fearful term that gives many people goose bumps. If you think all of these things than you are a good law abiding citizen and you are right in fearing this term. You will be surprised to know number of frauds who hide behind these laws to save themselves and their ill- gotten wealth. ...
Views: 727 - Debt Freedom – How To Get Out Of Credit Card Debt - by Submitted on May 06, 2012 from Brian FarrellGetting out of credit card debt is not that difficult. However, staying out of it is very difficult. So how can you get out of credit card debt and keep out of it forever? There are several reasons why credit card debt keeps on reoccurring. Firstly, on the practical level, credit cards come ...
Views: 1513 - Settling Credit Card Debt To Eliminate Credit Card Debt Quickly - by Submitted on May 06, 2012 from Brian FarrellIf you have large debts, and are thinking about settling credit card debt, bankruptcy is not inevitable. Indeed, there is another option; credit card debt settlement. Credit card debt settlement is by far the quickest way to settle their credit card debt, without pursuing the bankruptcy ...
Views: 1099 - How To Get Credit Card Debt Settlement Working For You - by Submitted on May 06, 2012 from Brian FarrellWhile debt settlement is certainly the most effective way to reduce credit card debt, it requires some due diligence, on your part, in order to bring about the best results. The first steps in the process are as follows: a) You must select a good credit card debt settlement ...
Views: 1012 - Credit Debt Relief – What’s This Obama Credit Card Debt Relief Bill? - by Submitted on May 06, 2012 from Brian FarrellYou might have seen some articles on the internet which refer to the “Obama credit card debt relief bill”. If so, then simply ignore their wild claims, because that there is no such thing as the “Obama credit card debt relief bill”. Actually, many of the claims attached to this bill are wide off ...
Views: 1487 - Rid Yourself Of Bad Credit The Safest Way - by Submitted on Apr 26, 2012 from Rachel SchwartzDebt and bad credit are like plagues that deprive people of a happy and worry free life. All over the country, a huge part of the population is under a bad credit situation. There are many people that lose hope right away and think that bad credit will enslave them forever but they can’t be more ...
Views: 789 - How to Get a Medical Loan - by Submitted on Apr 26, 2012 from Rachel SchwartzOur health is one of the best assets that we have. Without excellent health, it would be impossible for us to be productive and maximize what skills we have. Many people may think that investing on your health is expensive; you should see how curing a disease is expensive. Don’t wait for ...
Views: 1043 - Carmakers: What They’re Doing in China Now - by Submitted on Jun 19, 2012 from Michael LNapoleon once said, “Let China sleep, for when she wakes she will shake the world.” We must appreciate Napoleon‘s wise foresight. China’s growth since 1979 is proving Napoleon’s every word. Today China has surpassed Japan as second largest economy and giving US the largest economy of the world ...
Views: 931(1 vote) - Top Personal Finance Myths - by Submitted on Apr 26, 2012 from Harry JacksonIf you’re stuck in a financial rut, here’s a bit of good news for you: You can get out of it sooner than you think. But wait, here comes the bad news: You can get stuck there forever if you’re not doing the right things. To get yourself on track, the first thing you need to do is to debunk the ...
Views: 697 - Tips About Unsecured Debt Consolidation Loans - by Submitted on Apr 24, 2012 from Leon VisagieAre you ready to throw in the blanket on ever getting out of debt? Don’t do it. You may have a chance to reduce your debt with unsecured debt consolidation loans. These loans are somewhat more difficult to obtain, but it is well worth the effort. You will find tips on how to use unsecured ...
Views: 792 - Credit card debt relief – Changes In The Law Can Help You - by Submitted on May 06, 2012 from Brian FarrellIn September 2010, the Federal Trade Commission (FTC) made some extreme changes to the credit card debt relief law in an effort to counteract the abuses which had been taking place between some debt relief companies and their customers. Thanks to these legal revisions there has never been a ...
Views: 943 - How To Sensibly Consolidate Credit Card Debt - by Submitted on May 06, 2012 from Brian FarrellCredit card debt can make you feel awful, particularly if it’s getting out of hand and you just don’t know what to do about it. However, if this is the situation which you are presently in don’t lose hope, because there are debt relief strategies which will work for you. One very popular option ...
Views: 1647 - Reduce Debt Fast With Credit Card Debt Consolidation - by Submitted on May 06, 2012 from Brian FarrellCredit card debt consolidation is a popular debt consolidation method. Unlike other debt relief strategies, credit card debt consolidation does not require the debtor having to miss their monthly repayments. This means that the debtor is unlikely to have their credit rating downgraded. However, ...
Views: 980 - Credit Card Debt Law – Get The Law Working For You - by Submitted on May 06, 2012 from Brian FarrellIf you are considering a credit card debt settlement plan, you may well be wondering about the legal implications of your actions. After all, possessing a debt problem is bad enough without having to cater for lawsuits over unpaid credit card bills. Fortunately, recent changes in credit card ...
Views: 1084 - How To Increase Your Credit Score Ratings - by Submitted on Apr 24, 2012 from Leon VisagieYour credit score ratings can influence everything from whether you get a mortgage to whether you get a job. In fact, more and more businesses are using this number to determine how good a prospect you are. From insurance companies to cell phone companies, these numbers are increasingly coming ...
Views: 776 - Several Techniques to Help You Increase Your Credit Score - by Submitted on Apr 24, 2012 from Anna BaraniukThe economic situation many people face in the current society is not the brightest one, we must admit. People deprive themselves of different goods that are needed in their lives because they simply cannot afford to purchase them without demanding sacrifices. This is the moment where a person ...
Views: 768 - Expert help in debt solutions and stopping eviction and repossession - by Submitted on Apr 23, 2012 from Samuel ArthurDebt trouble and facing eviction or repossession is a terrible thing that unfortunately can happen if debt gets out of hand. This can be an extremely worrying and stressful time; help is at hand however with this company. They are experts in debt solutions and how to stop eviction, house ...
Views: 980 - Solutions for debt problems from an experienced team - by Submitted on Apr 23, 2012 from Samuel ArthurThe thought of being evicted from your home or having your house repossessed is a terrifying one, and unfortunately it can happen to some people. If you are facing repossession or have an eviction notice then help is at hand however, here at this website you will find all the help you need, you ...
Views: 653 - Debt Management Facts - How to Pay a Bill With No Money - by Submitted on Apr 23, 2012 from Mickal JohnThere is a difference between desires and needs. Unfortunately, this line is becoming exceedingly obscure in modern times. Most people consider luxuries to be necessities and want to have them at all costs. This almost childish desire to own these toys can cause people to make some poor monetary ...
Views: 685 - How to Apply for an Online Payday Loan Safely? - by Submitted on Apr 20, 2012 from Crystal WilkinsonAccording to the facts offered by the Center for Responsible Lending, 91% of the payday cash advances in the US come from people who tend to borrow for five or more times during the course of the year! Considering that payday advances are meant to cater to short term needs, as long as they are ...
Views: 1029 - Debt Help a Must to Avoid Tax Lien - by Submitted on Apr 18, 2012 from craigz zimmermanDuring the time of recession many individuals failed to pay their taxes on time. Often, owing to the bad financial position and careless attitude, individuals tend to ignore payment of taxes on time. Non payment of tax or delay in tax payments lead to accumulation of huge amount to debt on ...
Views: 836 - How a Good Credit Rating Can help With Debt Management - by Submitted on Apr 13, 2012 from Thomas HockIn the last decade, medical bills and unsecured credit card debt have become a giant problem for people in this country. Millions of Americans are drowning in charge card debts and are with desperate need of help with debt. In earlier times, a lot of people were able to make use of the equity in ...
Views: 630 - The Riddle Around Credit Card Debt - by Submitted on May 06, 2012 from Brian FarrellCredit card debt has a habit of creeping up upon you. At the outset you perhaps pay little attention to the fact that your situation is getting out of control. Anyhow, as time passes more of your expendable income is going towards paying down your tiny plastic friends. Then some fine day you ...
Views: 1467 - Resolve IRS Tax Debt - by Submitted on Apr 10, 2012 from Kes CraigQuite a few individuals owe back taxes to the IRS that they are unable to pay. Countless numbers have had IRS levies put on their wages, bank accounts or are receiving intimidating letters. They live in anxiety about the IRS showing up at their door, or seizing their personal belongings. Some ...
Views: 734 - Can Anyone Apply For An IVA? - by Submitted on Apr 07, 2012 from Keith GarrowThe companies who can arrange IVAs will naturally tend to promote the main benefits to people with serious financial problems, in particular that it is a way to write off a large part of your debts. This is only part of the story and it has to be understood that it is by no means the answer to ...
Views: 1244 - The Best Way to Build Credit Without Secured Credit Cards - by Submitted on Apr 06, 2012 from Jessica HartmannThere are many types of accounts out there for consumers, but it is really tough to qualify for the vast majority of them when you do not have a good history. When you have less than perfect credit or no credit history at all, it can be difficult to build credit without credit cards. Individuals ...
Views: 740 - Change Your Paradigm And Get Out Of Debt! - by Submitted on Apr 05, 2012 from Patricia GulleyIt sounds like such an easy solution to a problem that can seem impossible to resolve. However, there are several people who have done just this and are now enjoying a debt-free life. I’m Dr. Patricia Gulley author of “21 THINGS YOU ABSOLUTELY NEED TO KNOW ABOUT YOUR PARADIGM” AND “THINK, ...
Views: 1313 - Credit Card Relief-Time To Put An End To Your Money Problems - by Submitted on Apr 04, 2012 from Michael LenzFor most people who are struggling with their personal finances, receiving some form of credit card relief is usually the first step that must be taken. Most people will not escape financial hardship at one time or another in their life. If handled properly, you can over-come all this and still ...
Views: 862 - Debit Card or Credit Card was Rejected? Get the Top-Up or Pre-Paid Debit Card - by Submitted on Aug 23, 2012 from John PetersonTop-Up Debit cards work like pay-as-you-go cell phone when you top-up card to the desired limit, and then use the card withdrawals and purchases. When the money run out you can not use it unless they are added again. How do prepaid cards must be completed with the money before it can be used ...
Views: 1032 - Debt Is No More Obstacle to Procure Quick Pounds - by Submitted on Apr 04, 2012 from Richelle MeadDire credit past spoil the standard of living of an individual who has limited income. Very bad credit loans are offered to them by the eminent lenders in United Kingdom. The main specialty of this monetary support is that it does not verify any previous arrears, debt and any type of defaulter’s ...
Views: 768 - Debt Recovery in Turkey - by Submitted on Mar 30, 2012 from Kelly GildnerAs regards to the first method, component debt collection lawyer initiate debt execution procedure via debt execution administration after that administration submits order of payment to the debtor. If debtor shall object the order of payment by claiming the inexistence of debt within 7 days ...
Views: 1332 - Learn How Debt Settlement Can Taint Your Credit Report - by Submitted on Mar 29, 2012 from joy maliEliminating debt from your credit report earns you an improvement on your credit score but keep in mind that the debt settlement process is not a trouble-free process. There are several consequences that accompany the settlement process. It is possible that certain negative remarks are removed ...
Views: 1005 - Efficient Debt Collection through Softwares - by Submitted on Mar 28, 2012 from Smith JhonsonAfter a student graduates, he/she usually has a period of six to nine months before the repayment starts. The lending institutions inform the borrower about the date on which they have to start the repayment. Any default in repayment can lead to negative consequences. Student loan is a necessary ...
Views: 788 - Tips For Getting Your Debt Management Plan Underway - by Submitted on Mar 23, 2012 from Mickal JohnMaking a debt management plan is not that hard. Hard part is to stick to that plan and maintain the financial discipline throughout that period. You see, that most people who end up with debt problems and need debt management plan are the one who do not or cannot balance their expenses and ...
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