“The tongue has the power of life and death, and those who love it will eat its fruit.” Proverbs 18:21 New International Version (NIV)
There is nothing bizarre or mysterious about the power of focused affirmative thought and prayer. It has been proven over and over again, both in ... Views: 1819
Now, more than ever, it is critical to have savings. There is no magic to intelligent personal saving. It's part common sense and part paying attention to the world around you.
At a minimum, you should have 6 months living expenses saved in a liquid account. You need to be able to get at ... Views: 2115
Whether you are moving because you have just purchased a new home or have lost your current one, moving can be among the most stressful things happening in your life.
By incorporating these tips into an action plan, you will be able to stay focused, organized and proactive.
Before ... Views: 1187
There are always plenty of articles and commentary written about rapacious lenders and banks taking advantage of the “little guy” by giving him too much credit too easily and then when most inconvenient for the borrower they hit him with higher interest rates or some other financial ... Views: 1260
While you were doing your Christmas shopping last month did you give in to the lure of the sales clerk offering you the opportunity to “Save 15% today and have no interest payments for 18 months if you open a credit card account with us?” This probably sounded great while you were reflecting on ... Views: 1153
Christmas has come and gone and many of us find ourselves the grateful recipients of gift cards. Let’s face it, they are easy to purchase as you see them just about everywhere - hanging by the cash registers at WalMart, Home Depot and even Macy’s. Not only do we receive these cards ... Views: 1223
It is always interesting to watch the talking heads on TV speak with such certainty about what would happen if we follow their advice on the economy, foreign policy, war, industry, and just about anything else they feel compelled to pontificate on. They apparently (if you believe everything they ... Views: 1135
Never forget that helping others is a blessing both to the giver and the recipient. An integral part of anyone’s march to solvency and balance in their life should be helping others. Can you really benefit your community by only working for and thinking of yourself? With that being said, debt ... Views: 2372
We are troubled on every side, yet not distressed;
we are perplexed, but not in despair;
2 Corinthians 4:8 (King James Version)
Many people are frightened these days and trying to figure a way to keep from losing their purpose in life. Finding your purpose is your first step in the fight ... Views: 3539
Debt. An ingenious substitute for the chain and whip of the slavedriver.
~Ambrose Bierce, The Devil's Dictionary, 1911
Credit card debt for even those of us lucky enough to remain employed can be a massive financial yoke around our necks in the present and a destroyer of wealth for those you ... Views: 2193
Did you know that using a debit card instead of a credit card can help you save money?
If you are old enough to remember when debit cards didn’t exist you probably recall being at the grocery store with a cart full of food and household products and realizing that you had way overshot your ... Views: 1403
I often come across blog posts or articles that just need to be shared. This terrific article on leadership by David Hakala is one that I think will resonate with many. I would love to hear your comments on this post.
The Top 10 Leadership Qualities, By David Hakala on March 19, ... Views: 2201
“Without forgiveness, there’s no future” - Desmond Tutu
We must forgive the people who’ve hurt us and it has absolutely nothing to do with whether or not they deserve forgiveness. They most likely don’t deserve forgiveness, but we don’t deserve it either.
So if forgiveness isn’t ... Views: 1447
Along with the rest of the world, I am watching the United States economy as well as the world economy. Here are some sobering statistics for certain groups from a recent survey by MarketWatch.com
WORKING FAMILIES
60% of Americans are not prepared for today's crisis.
50% could only go ... Views: 914
"So don't worry about tomorrow, for tomorrow will bring its own worries. Today's trouble is enough for today. – Matthew 6:34
Despite the challenging financial times, the wars, crime, job loss, divorce, etc. you have plenty to be thankful for. Only if you look around and acknowledge the good ... Views: 1157
“No evil propensity of the human heart is so powerful that it may not be subdued by discipline.” ~ - Seneca (Roman philosopher, mid-1st century AD)
The secret of self-control is using your faith as an anchor. No matter what your faith may be, Judaism, Buddhism, Islam, Christian, Hinduism, or ... Views: 1326
"Until you value yourself, you will not value your time. Until you value your time, you will not do anything with it." ~ M. Scott Peck
All of us should strive to reduce stress and improve productivity. Effective time management is a primary means to achieve this aim resulting in a less ... Views: 907
Discouragement is not a terminal disease. It is an ailment that we have all had at one time or another but it can be healed. Whenever I get discouraged I reconnect spiritually by reading some of my favorite biblical passages as well as using prayer. Some of the great leaders of ancient Israel ... Views: 1250
Did you know that you can improve your credit score with the wise use of credit cards? Credit cards can help you build or restore your credit rating. As long as you pay your bills on time and use only a portion of your credit limit you are working hard at improving your credit scores. Using less ... Views: 968
It's popular to believe that a cigar-chewing, crew-cut, fire-breathing son-of-a-gun, gets the most out of people and is the prototype of a great leader. You do occasionally find instances of this but let's take a moment and think of modern US history from WWII forward. Does this description fit ... Views: 1014
No individual government leader can pull our country, or any other country, out of the recession the world is in. It will take guidance, planning, and cooperation amongst a broad coalition of people and that includes us.
Remember that old joke, "a recession is when your neighbor losses their ... Views: 1108
Proverbs 21:20
The wise man saves for the future but the foolish man spends whatever he gets.
Why You Need an Emergency Fund
All of us need emergency funds for unforeseen emergencies such as losing your job. In other words, a sudden unforeseen crisis.
An emergency fund is cash savings that ... Views: 1078
The daily news about the American economy is not rosy and it may be that you are concerned about your present position, have lost your job due to layoff, or are taking on a new job. If you are facing any type of job transition consider these tips to help you cope with present day stress. I ... Views: 1268
What defines toxic? Merriam-Webster defines it thus: extremely harsh, malicious, or harmful.
What does this mean to you? I suggest avoiding toxic people and situations whenever possible. Oftentimes you may not have identified toxic people who inhabit your world as you are just so accustomed to ... Views: 907