Self Improvement Site
On The Internet! Take the Self Improvement Tour
On The Internet! Take the Self Improvement Tour
Articles from Tracy Manamon | Selfgrowth.com
- Federally Run Health Insurance Exchange for Ohio - by Submitted on Dec 07, 2012 from Tracy ManamonOhio will have a federally run health insurance exchange by 2014. This follows the decision by the governor not to implement a state-based exchange to sell Ohio health insurance. The setting up a federal health exchange is a major change as traditionally, states have controlled the private ...
Views: 1132 - Ohio and Controversial Obamacare - by Submitted on Nov 14, 2012 from Tracy ManamonNow that the elections are over, the controversies surrounding Obamacare seem to loom larger than before. Many things will change on the Ohio health insurance scene when health reform is implemented. Here are five major issues Ohioans will have to deal with. Healthcare exchange: For one ...
Views: 1093(1 vote) - How to Save Money on Your Kentucky Health Insurance - by Submitted on Oct 27, 2012 from Tracy ManamonThe cost of Kentucky health insurance is rising every year and people are looking for ways and means to save money on health care. Though the Patient Protection and Affordable Care Act is meant to enhance coverage for Americans in general, it is expected that premiums and out-of-pocket expenses ...
Views: 1041 - Why a High Deductible Ohio Health Insurance Plan is a Good Choice - by Submitted on Oct 10, 2012 from Tracy ManamonThough medical costs are rising, you still need to purchase health insurance for yourself and your family. Choosing a high deductible Ohio health insurance plan is an ideal way to lower your expenses. A high deductible plan usually has a low premium. To understand why such a plan is a good ...
Views: 1380 - Anthem Chosen as Benchmark for Kentucky Health Insurance Companies - by Submitted on Oct 06, 2012 from Tracy ManamonThe Kentucky Department of Insurance has recommended Anthem’s Preferred Provider Organization (PPO) plan as the ‘benchmark’ for Kentucky health insurance companies under federal health care reforms. Anthem’s PPO plan would represent the minimum level of benefits provided for individual and ...
Views: 1292 - Doctor Shortage Will Impact Ohio Health Insurance - by Submitted on Oct 06, 2012 from Tracy ManamonOne of the major objectives of health reform is to extend coverage to more than 30 million more people. However, providing them all with timely and proper medical care will be an issue. The Department of Health and Human Services has pointed out that America has a serious doctor shortage. By ...
Views: 1103 - Avoid Tax Penalties and Get Comprehensive Health Insurance Coverage - by Submitted on Sep 27, 2012 from Tracy ManamonWith some exceptions, going without Kentucky health insurance will attract a penalty starting 2014. Approved by the Supreme Court as constitutional, under the new law, IRS will collect the penalty just like taxes. The Congressional Budget Office recently released a statement saying that about ...
Views: 1398 - How the Affordable Care Act will Impact Ohio Employers - by Submitted on Oct 06, 2012 from Tracy ManamonErin Hoeflinger, president of Anthem Blue Cross Blue Shield Ohio has called the Affordable Care Act “a mammoth change for Americans”. Most people are still unaware of how exactly the changes will affect them and their quest for affordable Ohio health insurance, but Hoeflinger spoke quite clearly ...
Views: 1042 - Find the Right Health Insurance Plan in Ohio - by Submitted on Sep 18, 2012 from Tracy ManamonWhen choosing an Ohio health insurance plan, it can be overwhelming to determine which plan is right for you. With the many varying options in coverage, the plan that is the right fit for you may not be the plan that is best for someone else. By considering the following and discussing your ...
Views: 1070 - How to Secure Affordable Kentucky Student Health Insurance - by Submitted on Aug 24, 2012 from Tracy ManamonFall is round the corner and it’s time to get back to school! As a college student, one of the first things you should be thinking about is securing your Kentucky student health insurance. If you should fall sick or have an accident and don’t have coverage, you could end up spending lot of money ...
Views: 1094 - HSA Are Something Everyone Should Consider - by Submitted on Jul 30, 2012 from Tracy ManamonIf you have Ohio health insurance you may have heard about Health Savings Accounts, you may even know people who have them, but you may not have ever considered one for you. However, now might be the best time to start exploring if they are your best option. With all of the healthcare reform ...
Views: 873 - 7 Answers For the Self-Employed About Ohio Health Insurance - by Submitted on Jul 30, 2012 from Tracy ManamonLike so many things in life there are benefits and risks to being self-employed. The great thing for you is that in an economy like this where many employees have been laid off you do not have to worry about your health insurance and being laid off. One thing you may have to think about though, ...
Views: 940 - 8 Questions Answered about the Individual Health Insurance Mandate in Kentucky - by Submitted on Jul 25, 2012 from Tracy ManamonNow more than ever people have specific questions about Kentucky individual health insurance. The Supreme Court has passed the Affordable Care Act and many wonder what this will mean for them. Here is a series of the most frequently asked questions about the mandate including informed ...
Views: 828 - Everything You Should Know About COBRA in Ohio - by Submitted on Jul 25, 2012 from Tracy ManamonPresident Ronald Reagan, a name you probably have not heard recently unless you have been taking a class on our past presidents. Like most presidents each one has left some mark on history. If you are familiar with COBRA insurance than you are familiar with a mark that was left by President ...
Views: 1083 - What Everyone Should Know About Individual Ohio Health Insurance - by Submitted on Jul 25, 2012 from Tracy ManamonWhat is your unique situation that requires you to search for individual Ohio health insurance? Common situations are “people between jobs, workers whose employers do not offer group coverage, self-employed entrepreneurs and freelancers, part-time, contract and temporary workers who are not ...
Views: 935 - 5 Terms You Must Know When Buying Health Insurance in Kentucky - by Submitted on Jul 14, 2012 from Tracy ManamonI recently spoke with someone who just graduated from college and had obtained a job that offered health insurance, which therefore put her in a situation where she could no longer be covered under her parents’ insurance. Since she had never shopped for insurance, she knew very little about what ...
Views: 1136 - Ohio Health Savings Accounts Number Skyrocket - by Submitted on Jun 20, 2012 from Tracy ManamonEven if you yourself do not have a health savings account, you probably know someone that does or have at least heard of them. I was just in a conversation the other day where one person had a health savings account and the other person did not. The one who did not have it was thinking about ...
Views: 809 - Why is the Cost of Ohio Health Insurance So High - by Submitted on Jun 11, 2012 from Tracy ManamonIt is amazing how as time goes on we realize more and more that while some things are always changing, some things just always stay the same. When it comes to Ohio health insurance the thing that is consistent is the fact that people are in need of insurance as much as they ever were before. The ...
Views: 998 - Finding the Best Blue Cross Plan for Your Needs - by Submitted on Jun 11, 2012 from Tracy ManamonMaking the right choice takes time, patience, and knowledge. With so many different Ohio health insurance plans available through Anthem Blue Cross Blue Shield it is important to take the time to weigh your options and find the one most suited to your needs. Due to the many factors there are to ...
Views: 1016(1 vote) - 10 Easy Ways to Keep Ohio Health Care Costs Down - by Submitted on Jun 05, 2012 from Tracy ManamonThe truth about Ohio health insurance is that costs are rising. If you have been watching the news or reading the newspaper you know that it is a constant battle for insurance companies to provide insurance at an affordable rate while also making money. People are demanding lower costs, but the ...
Views: 1050 - Who is Really to Blame for Rising Ohio Health Insurance Premiums? - by Submitted on Jun 05, 2012 from Tracy ManamonIt has recently become apparent that those who have Ohio Health Insurance are struggling when it comes to meeting the payment requirements for prescription drugs. The cost has gone up and health insurance companies would lead the consumer to believe that this increase has been dealt primarily by ...
Views: 837 - How to Find Affordable Columbus Health Insurance - by Submitted on May 29, 2012 from Tracy ManamonAccording to the 2012 Milliman Medical Index (MMI), healthcare costs for American families in 2012 have risen beyond $20,000 for the first time. About 60 per cent of families are covered by an employer-sponsored PPO plan, but the increase is 6.9% – an increase of $1,335 over 2011. The 2012 MMI ...
Views: 1050 - Health Insurance Kentucky for Recent Graduates – Tips to Stay Secure - by Submitted on May 24, 2012 from Tracy ManamonNew surveys of recent graduates show that most are apprehensive about their job prospects. A majority feel that they may not find a job, and many are worried that they may not get employment in their chosen field. In fact, many are looking at a prolonged wait for financial independence. ...
Views: 1040 - The Top Four Key Points About The Ohio Health Insurance Exchange - by Submitted on May 22, 2012 from Tracy ManamonHave you been watching the news, and or reading the latest updates on the web about health insurance coverage, and state-run health insurance exchanges? If you have, then you know that there are many things changing from the way that health insurance Ohio has been running up to this point. Will ...
Views: 1009 - Kentucky to have Health Exchange if Supreme Court Approves Obamacare - by Submitted on May 17, 2012 from Tracy ManamonKentucky will set up a health benefit exchange if the Supreme Court approves the health care law. The idea of the exchange is to allow individuals and small businesses to compare coverage, provider networks and costs and purchase affordable Kentucky health insurance online. The law requires all ...
Views: 1514 - Health Insurance in Ohio – Many Challenges Ahead - by Submitted on May 17, 2012 from Tracy ManamonAccording to a report prepared for the Ohio Department of Health Insurance, over 60 percent of Ohio’s residents get their health insurance through their employers. However, Ohio Lt. Gov. Mary Taylor says there could be a lot of confusion ahead for businesses as well as individuals when shopping ...
Views: 1498 - Kentucky Individual Health Insurance - Understand the Lingo - by Submitted on May 11, 2012 from Tracy ManamonWhen you are shopping for Kentucky individual health insurance, you could come across many terms and expressions. Understanding the lingo is the first step towards finding a plan that meets your needs. Important Health Insurance Terms Premium: This is the amount you have to pay the ...
Views: 777 - Ohio Individual Health Insurance – Tips for Students and College Graduates - by Submitted on May 07, 2012 from Tracy ManamonYou are a young, healthy adult living in Ohio. You may ask - why health insurance? The reason is that regardless of how physically fit you are, an unexpected illness or injury could put you in a lot of financial trouble. So even if you are young and in good shape, you need to think about finding ...
Views: 1201 - Downward Trend in Ohio Health Insurance Rates - by Submitted on May 02, 2012 from Tracy ManamonA national survey conducted by Buck Consultants shows that costs for all types of medical plans are expected to increase by 9.9% for 2012. This is being welcomed as this is the first time since 2001 that Buck has predicted cost increases less than 10% for any type of plan. If you live in Ohio, ...
Views: 1161 - Ohio Health Insurance Coverage – Know Your Options - by Submitted on May 02, 2012 from Tracy ManamonThe Commonwealth Fund Health Insurance Tracking Survey of U.S. Adults reports that a quarter of adults ages 19 to 64 (about 8.3 million) went without health insurance for some time last year. Another report for the state of Ohio found huge gaps in Ohio health insurance coverage. The Health ...
Views: 1053 - How Ohio College Graduates Can Find Affordable Health Insurance - by Submitted on Apr 24, 2012 from Tracy ManamonYou live in Ohio, have just graduated and are job hunting. Finding the right job with all the right benefits could take time. Besides getting employment to suit your qualifications, you need to ensure that your health risks are covered. Though the provisions of the 2010 Patient Protection and ...
Views: 986 - HSA Compatible Kentucky Health Insurance - by Submitted on May 02, 2012 from Tracy ManamonAccording to a recent estimate, a Kentucky couple retiring in 30 years may need almost $500,000 for to pay for medical costs in retirement. There are many medical costs to plan for in retirement, including long-term care and Medicare premiums. The best way to prepare for retirement is with a ...
Views: 1278 - Obamacare Will Raise Deficit Says New Study - by Submitted on Apr 16, 2012 from Tracy ManamonAdding fuel to the fire on the debates over the health care law, a leading conservative economist has suggested that Obamacare will only add to the national deficit and not reduce it. Charles Blahous, a former Bush administration official who serves as public trustee overseeing Medicare and ...
Views: 845 - How a HSA-HDHP Kentucky Plan Helps You Save Money - by Submitted on Apr 12, 2012 from Tracy ManamonHealth Savings Accounts (HSAs) are becoming more and more popular in Kentucky and in other states. With health care costs rising, a HSA paired with a High Deductible individual health insurance Kentucky plan is a great way to save money. Read on to learn how. A HSA is a special savings ...
Views: 1198 - Inexpensive Health Insurance Ohio for Your Family or Employees - by Submitted on Apr 08, 2012 from Tracy ManamonHave you been searching and searching for health insurance, and everywhere you go you seem to be meet with the same issue, that health insurance premiums have been rising? Whether you are looking for family or employee health insurance Ohio, you will realize that purchasing health insurance can ...
Views: 663 - How Health Care Reform Affects Individual Health Insurance Ohio - by Submitted on Apr 03, 2012 from Tracy ManamonOhio is one of the 26 states which are challenging the Patient Protection and Affordable Care Act of 2010 provision which requires all Americans to purchase health insurance starting in 2014 or pay a fine. Two years after the law was passed, there are still many questions being raised about its ...
Views: 748 - 11 Most FAQs About Health Insurance Ohio and the Health Care Reform - by Submitted on Mar 30, 2012 from Tracy ManamonHealth insurance Ohio has been changing drastically in the last couple years, and is going to continue to change until 2014, when most of the changes will be put into full effect. Many people have a lot of questions and concerns about the upcoming changes so I would like to help you understand ...
Views: 776 - The Effect of Individual Mandate on Kentucky - by Submitted on Mar 25, 2012 from Tracy ManamonMany Kentucky residents are unaware of how the happenings on the healthcare front will affect them and their decisions on Kentucky health insurance. Many are struggling to pay their premiums and the individual mandate could raise premiums, thereby raising the number of uninsured. Though the ...
Views: 854 - What You Need to Know About the Individual Mandate in Ohio - by Submitted on Mar 23, 2012 from Tracy ManamonThe question that is running through so many Americans’ minds today is “How will the individual mandate help or hurt us, when it comes to health insurance?” The common man in Ohio, who may not be following the mandate on a daily basis, is going to first look at the change in his insurance ...
Views: 636 - How Will Health Insurance in Ohio Change by 2014? - by Submitted on Mar 21, 2012 from Tracy ManamonOver the past year you may have already started to see a change in health insurance. These changes are only just beginning and are said to be taking full effect in 2014. Like most changes, some people are for the change taking place, and others are very against it. While we are not here to tell ...
Views: 890 - A Checklist to Enjoy a Hassle-free Trip - by Submitted on Mar 19, 2012 from Tracy ManamonYou are excited about your trip abroad but worried if unexpected events could disrupt your plans. Making a travel checklist can help make your experience relatively hassle-free. • Being well-informed about your destination in advance keeps you confident and relaxed. Get all the information ...
Views: 688 - Understanding the Individual Mandate for Health Insurance Kentucky - by Submitted on Mar 14, 2012 from Tracy ManamonAccording to census data, the number of uninsured Kentucky residents in 2010 was 640,000 or about 14.9% of the state’s population. If you are among the uninsured, it’s time to start thinking about purchasing a health insurance Kentucky policy as the individual mandate of Patient Protection and ...
Views: 1144 - Individual Health Insurance Ohio When You Lose Employer-based Coverage - by Submitted on Mar 12, 2012 from Tracy ManamonAccording to the U.S. Department of Health & Human Services, losing employer-sponsored insurance is a risk that everyone faces – regardless of income, employment status, age, race/ethnicity, gender, and health status1. Many employers have stopped offering health insurance, many are shifting more ...
Views: 1061 - What Does Travel Insurance Really Cover? - by Submitted on Feb 27, 2012 from Tracy ManamonYou are starting to plan that family vacation to Greece that you have all been dreaming of for the past five years. Everything seems to be going great and you feel like you have kept on track with everything that needs to be done. The mail is going to be held when you are away, the neighbors ...
Views: 1217 - How to Avoid the Five Loopholes of Purchasing Travel Insurance - by Submitted on Feb 27, 2012 from Tracy ManamonThink about the time you go to the doctor’s office or sign any legal document. Set right before you is a pile of papers you are told to sign and date. Some people brush over the contents of the page, but are honestly so overwhelmed by all the papers that they do not thoroughly read through the ...
Views: 1808 - What You Should Know About The Two Types of Travel Insurance - by Submitted on Feb 27, 2012 from Tracy ManamonTravel insurance is an essential for traveling, whether you are going on a family vacation or a business trip. When starting to look into Travel Insurance you may be a little lost and a little overwhelmed by all the choices. Though it may seem like there is a lot that goes into it, it can be ...
Views: 995 - The Top 10 Questions Every Traveler Asks - by Submitted on Feb 27, 2012 from Tracy ManamonWhen getting ready to go on a trip it is smart to start asking questions about the travelers insurance you have and how it will affect you and your family. By doing this, you will be completely prepared to go on your trip and know exactly what will and will not be covered. Because people travel ...
Views: 962 - Crucially Important Steps After You Purchase Travel Insurance - by Submitted on Feb 27, 2012 from Tracy ManamonCongratulations, if you are interested in what to do after you have purchased travel insurance, than you must have already looked into the different travel insurance companies and purchased a plan. It is a great feeling isn’t it? Knowing that you are going on this family vacation or business ...
Views: 732 - Examples of “Real Life” Travel Risks - by Submitted on Feb 21, 2012 from Tracy ManamonSometimes when preparing for a vacation or business trip we don’t want to think about the things that could happen when we are on our trip. We want to live in the fantasy that everything is going to be fine, and hopefully, it will be. Many know though that sometimes there are situations that ...
Views: 775 - Health Insurance Changes in Ohio in 2014 - by Submitted on Feb 21, 2012 from Tracy ManamonSince 2011 health insurance has been drastically changing. One thing that will be changing in 2014 are the options for buying Ohio health insurance. The new option will be, “buying through an exchange”. Buying through an exchange is going to be an option for those buying coverage on their own or ...
Views: 1242