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Articles from John McConnell | Selfgrowth.com
- 3 Biggest Downsides of Bad Credit - by Submitted on Nov 01, 2018 from John McConnellIdeally, all of the decisions we make in life involve consideration of both the pros and the cons of the possible outcomes. For example, the decision to eat a piece of chicken past its expiration date should be based not just on the potential for a tasty dinner, but also the potential for a ...
Views: 817 - How Does Credit Counseling Work?: 7 Facts You Should Know - by Submitted on Oct 29, 2018 from John McConnellOn average, every household in America carries over $137,000 in debt. That totals in the vicinity of 1.02 trillion dollars of collective debt. Debt can be something that is a necessity when you run a family and have important expenses that need to be addressed. Debt can also be a byproduct of ...
Views: 1234 - Rebuilding Credit After Bankruptcy: Your Ultimate Guide - by Submitted on Oct 29, 2018 from John McConnellAre you having trouble getting approved for that midnight blue, 2018 Honda Civic? Been saving up for years to put that down payment on your dream home, but can't seem to qualify for the loan? You're not alone. Bad credit haunts the lives of millions of hard-working Americans like ...
Views: 1019 - An In-Depth Guide on How to Pay off Debt and Improve Your Credit Score in the Process - by Submitted on Oct 29, 2018 from John McConnellUltimate Guide to What Debt to Pay off First to Raise a Credit Score Debt is like weight gain. To many people, an extra treat here and a little splurge there don't seem like real problems. Over time, though, the bits and pieces add up and one day they wake up and say, "How'd that get ...
Views: 937 - 5 Harmful Credit Reporting Myths - by Submitted on Jul 19, 2017 from John McConnellAs the world rockets toward an all-digital economy, maintaining good credit is more important than ever. With that said, the use of credit cards has increased for everyday purchases, making them a key to participate in online shopping. A 2015 study by the Federal Reserve Bank of San Francisco ...
Views: 1504 - Credit Karma Free Score: Is It Accurate for Credit Repair? - by Submitted on Aug 05, 2016 from John McConnellThe importance of regularly checking credit reports is not lost on many people. It remains the fastest and most effective way to monitor your credit score and protect yourself from identity theft. By reviewing your report on a regular basis, you are able to catch any discrepancies early and ...
Views: 1925 - New Bill May Help Improve Credit Score - by Submitted on Jun 07, 2016 from John McConnellInaccurate and antiquated adverse items on credit reports can be extremely detrimental. They can adversely influence a consumer’s credit score, elevate interest rates and even lead them to incur a lot of money in payments they have to make. Yet most credit reporting system players emphasize that ...
Views: 1625 - 4 Mistakes Young People Make And An Easy Way Out - by Submitted on May 31, 2016 from John McConnellThe phrase money is evil may not mean much when you are young, until you are in debts and you don’t know what to do. That is what’s happening to young people today. The fact that there is no financial education makes young people get out of college sinking deep in debts. And the sad fact ...
Views: 1565 - How to Read and Understand Your Credit Report - by Submitted on May 31, 2016 from John McConnellPersonal information Identifying information is just the basics, such as name, address and social security number. Look over this information to ensure it’s accurate because it is not unusual for there to be multiple spellings of your name or more than one Social Security Number. Your ...
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