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Articles from Ken Gibert | Selfgrowth.com
- How the Fair Debt Collection Practices Act Works as a Shield to Protect and Sword to Attack Debt Collectors - by Submitted on Jun 25, 2013 from Ken GibertI have sometimes spoken of the Fair Debt Collection Practices Act (FDCPA) as both a “shield” and a “sword” - a fairly common legal metaphor for a law which has both offensive and defensive capabilities. Let's consider a few of those capabilities in this article. FDCPA as a shield The FDCPA ...
Views: 1738 - What You Need to Know about Debt Reduction Plans - by Submitted on Jun 29, 2013 from Ken GibertMost debt reduction plans play a sort of “chicken” with your creditors. The way they work is that, when your situation becomes really dire, you stop paying as many bills as you can and start saving a pot of money that you will eventually use to pay all of them off at the same time. When you have ...
Views: 1480 - Estimating Risk and What Your Case is Worth to the Debt Collector in Debt Litigation Cases - by Submitted on Jun 04, 2013 from Ken GibertRisk and value are two sides of the same coin in litigation. Having a firm understanding of what the debt collector thinks its risking when it goes after you versus what it thinks it can get will allow you to change that equation so the debt collector decides to drop the case against you and go ...
Views: 1480 - The Fair Debt Collection Practices Act (FDCPA) - Consumers Have Rights - by Submitted on Jun 04, 2013 from Ken GibertThe Fair Debt Collection Practices Act The Fair Debt Collection Practices Act (FDCPA) was enacted to put an end to some of the worst practices of the debt collection industry. It's been a very good law, but the debt collectors are still doing many of the things the law was designed to ...
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