Christmas is an amazing time of year. During the holidays, we show each other how much we appreciate our families. Not to mention, it's the season to give gifts. However, unless you are careful, it is easy to go over budget. If you'd like to have a frugal holiday, the following tips should help.

Save Money for Christmas

1. How Much Average Family Spends During the Holidays

First, it would help to understand how much people normally spend on the holidays. Of course, there are many expenses to plan for. Also, depending on your income, the total amount you spend could be different. Still, the following expenses are all common during Christmas.


Christmas is the time of the year when most gifts are given. Most of the time, you need to get something for everyone in the family. It would make sense then that gifts are the largest source of holiday expenses.

Holiday Dining:

Is it even the holidays without a few feasts? Food does not cost as much as the presents. Nevertheless, it can add up fast if you dine out a lot.


Decorating your home is a holiday tradition. By putting them up, you symbolize the holiday spirit. You can easily spend hundreds of dollars decorating. Plus, stores like to up their decoration prices during Christmas.

2. Holiday Budgeting

So, how do you stay within your spending limits? It is simple, really. All you need is a good budget. Plus, the willingness to commit to it.


Before you throw a massive party, think about how much you are willing to spend. Maybe, you don't need to treat the whole family to a dinner out on the town.

Increased Utility Bills:

With more people being home and holiday lighting you can expect yourUnited Illuminating bill to be a bit higher than usual. In order to stay in the holiday sprit with festive lights without a sky-high utility bill you can utilize items such as light timers, solar powered lights.

Travel Expenses:

How could we forget about traveling expenses? More people travel over Christmas than during any other time of year. All of that adds up. Start planning ahead of time so you can get the best deals.

3. Frugal Holiday Tips

A frugal holiday does not mean it is a bad one. In fact, you may enjoy it even more. By being frugal, you reduce your financial stress. Meaning, you can focus on the important things.

Celebrations Don't Have to Be Extravagant:

Instead of planning an elaborate occasion, have a small get together. To us, the most important thing about Christmas is your family. Luckily, hanging out with them doesn't cost a nickel.

Cook Food at Home:

Dining out can be super fun. Nevertheless, holiday dinners are not the most affordable meals.Try cooking some meals at home this year. Not only are they more affordable, but cooking can also be fun. Get the whole family involved. That way, everyone can contribute. Plus, it can become an event in and of itself.

Hand-Crafted Gifts:

Of course, gifts are where people spend most of their money during the holidays. If you don't have a massive budget, gift-giving can be stressful. In the past, most gifts were handmade. Sometimes, these are the most meaningful gifts.Take a page from your ancestors and get crafty this year. We promise everyone will appreciate the thought and time you put into it. Not to mention, you can put your money towards more meaningful purchases this way.

How to Celebrate Without Overspending

Christmas is an expensive time of year for most families. Unfortunately, society puts a ton of pressure on us to spend. However, this is far from a requirement. Throughout most of history, people didn't spend much at all during the holidays. They made their own food and gifts. We recommend learning from the past. It has much to teach us.

Author's Bio: 

I am Eric Desuza a pro-level blogger with 5 years of experience in writing for multiple industries. I have extensive knowledge of Food, Fitness, Healthcare, business, fashion, and many other popular niches. I have post graduated in arts and have a keen interest in traveling.