Courage, guts, nerve, bravery, common sense, good sense, horse sense. That is what I get when I put my mouse over the word 'gumption' and right click.

Do you have gumption? How did you get it?

I have no doubt that you have gumption. You would have to have it if you own your own business. Women entrepreneurs, (and you men also) take a risk; take a leap of faith, to do what you do.

It's much easier to just get a pay check every other week with insurance benefits than to do what you do. You are brave.

I know this may sound like a crazy question, but where did that come from for you?

I never would have even thought about this myself until this weekend when I was skiing.

My 27 year old daughter and I were swaying wildly on the chair lift. Seriously, it was crazy and a bit scary but we were laughing. Then we saw the people below us who were skiing and the wind and snow was howling around their feet. You actually couldn't even see their feet and when we went down the slope you couldn't see ours either.

The thing is I was asking her why do you think we all do this craziness? We spend a ton of money to ski for 3 days, our faces are sunburned and wind burned (despite goggles and neck warmer up to our noses) and we can't see 5 feet in front of us. But we keep going up more chair lifts and making more runs down. Wow. Kind of like owning your own business. The way I figured I got the gumption and my daughters have the gumption to step away from the crowd and do something brave. Granted, there were 15,000 of us skiing that day but when you figure all the people in Colorado and around, that is a mere pittance.

I was taught to be independent and self sufficient, to own my own business as my father did, and not to worry if the wind is blowing your chair lift around, just hang on and go for the ride.

I suspect you all learned in your childhood or beyond to take the risk, to be brave and grab that brass ring.

Where did that come from for you? And if you have children are you teaching them to be brave and take risks? I don't mean in a crazy manner but in a way that helps them stand out, be different and make a stand.

Make a stand? Yes, I mean that. I take a stand by saying that women after 50 need to take care of themselves and not depend on others (i.e. men) to take care of them.

You need to know that you will be fine on your own and you don't have to count on others to take care of you. Women in retirement fair very poorly, much worse than men. The 'bag lady' syndrome is alive and well even with middle class and above women.

So, where are you on this topic?

Author's Bio: 

Do you have the Moxie it takes to start and sustain a thriving coaching business? Find out at Kim Kirmmse Toth transitioned from 23 years as Licensed Clinical Social Worker to building a high 5 to 6 figure coaching business while enjoying her free time doing the things she loves. If you are a savvy woman (or even gentleman) and a heart-centered solopreneur who wishes to grow an exceptional, heart based on-line business, let Kim show you the way at